INSURANCE COVER

  1. EMPLOYER’S LIABILITY

This insurance, of course, provides cover for Legal Liability for death and/or bodily injury to any employee arising during the course of his employment. The Indemnity provided is £10,000,000.

  1. PUBLIC LIABILITY

This insurance provides Indemnity in respect of Legal Liability for bodily injury to any person and/or damage property arising during the course of our client/ business. The Liability of insurers is £2,000,000 for any one accident and is unlimited in any one year of Insurance.

  1. EFFICACY & CONTRACTUAL LIABILITY

Under this insurance all cover granted the by Public Liability Section is extended to include damage to property arising out of the failure to carry out the duties which our clients have contracted to perform, including the deliberate acts, wilful default or neglect by the Insured or their employees or their servants or their agents.
The limit of Indemnity provided is £1,000,000 any one occurrence and is unlimited in any one year.

  1. FIDELITY GUARANTEE

Under this insurance, the Insurers have agreed to make good to the Insured and their Customers such loss as they should discover due to any act of fraud, dishonesty, embezzlement by any of our Clients employees or their Agents.
The sum insured is £100,000 any one Employee and in all during any year of Insurance.

  1. LOSS OF KEYS – REPLACEMENT OF LOCKS

This insurance will indemnity our Clients against all sums which they are liable to pay in the event of loss of keys which necessitates the replacement, changing or alteration of locks.

  1. CONSEQUENTIAL LOSS FOLLOWING LOSS OF KEYS

This insurance will indemnify our Clients against all sums, which they will be liable to pay in respect of Consequential loss arising out of loss of keys. The sum insured is £10,000

  1. WRONGFUL ARREST

Under this Insurance, cover is provided for all sums which our Insured shall become liable to pay as damages in respect of wrongful arrest committed or alleged to have been committed by the Insured or his Employees arising out of the business operations of the Insured. The limit of Indemnity is £25,000 any one claim and £100,000 in all in the aggregate during any one period of Insurance.